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Don't underestimate your belongings value, get Renters Insurance try a quote today.
Renters insurance is designed for anyone who rents a home, be it a house or an apartment. You may not own the place where you live, but you still need insurance protection.
Your landlord's insurance generally only covers the building where you live, not your personal belongings and your liability.
Your landlord's policy most likely excludes liability for something that occurs in your rented residence. You could be held responsible for injury to another person or damage to another person's property if an incident occurred within your rented residence, or elsewhere. Without liability coverage, your current and future earnings could be at risk. Renters insurance may also provide legal defense costs.
Most people's belongings are often worth more than they think. That's one reason why you need renters insurance.
Renters insurance is flexible, allowing you to select the coverage’s and insurance amounts that suit your needs.
You may think your things aren’t worth much, but the average person has over $20,000 worth of stuff. Things that’s probably not covered by a landlord’s policy.
A great way to determine how much coverage you need is to take a complete inventory of your possessions:
Total up the amounts of these items to give you a rough idea of what your property is worth. Consider adding photos to your inventory they can help if you have a claim.
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