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Financial protection with Insurance Disability, try a quote
If you became sick or hurt and couldn't work, Insurance disability would help you pay your bills, and help you maintain your standard of living. Without Insurance disability, your ability to get up each day and earn an income is one of your most valuable assets that may be at risk. Furthermore, your chances of becoming disabled and needing insurance disability coverage at some time during your working career are probably higher than you would expect. Insurance disability can replace a portion of your income when you are unable to work because of injury or illness. Receiving coverage through your employer provides some protection but it probably isn't enough.
Most employers only provide insurance disability coverage for a percentage of the employee's base salary, such as 60%, leaving you greatly underinsured if you get bonuses or commission. Just because you're disabled doesn't mean life will get cheaper. You need insurance disability coverage as additional medical expenses could make your disabled life more expensive. Insurance disability benefits received through your employer may be taxable, reducing your income even further.
Insurance disability pays benefits when you are unable to earn a living because you are sick or injured. Like all insurance, insurance disability coverage is designed to protect you against financial disaster. Most disability insurance policies pay you a benefit that replaces part of your earned income (usually 50 to 70 percent) when you can't work.
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2005-07-07
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